Call (908) 336-4636
Pennsylvania Commercial Truck Insurance
Our brokers help keep transportation businesses on the road.
We have partnered with 13+ insurance companies and wholesalers to offer you the widest selection of coverages for your unique operation. Our experienced brokers will work with you to put together comprehensive policies and protect you and your business with risk managment.
What do we offer?
A Truck Insurance is an independent insurance agency that specializes in transportation industry. We are known for our reliable customer support, fast issue of COIs, and a great client base in New Jersey. We deal in all types of insurance coverage at the most reasonable rates available.
We offer commercial truck insurance in every major city of Pennsylvania including:
PHILADELPHIA
PITTSBURGH
ALLENTOWN
ERIE
READING CITY
UPPER DARBY
SCRANTON
LOWER MERION
BENSALEM
ABINGTON
LANCASTER CITY
BETHLEHEM CITY
BRISTOL TWP
MILLCREEK TWP
LOWER PAXTON
HAVERFORD
HARRISBURGH
MIDDLETOWN TWP
YORK CITY
WIKES-BARRE
ALTOONA
and more
Commercial Truck Insurance Coverage in Pennsylvania
The trucking industry is full of potential dangers. Risks can arise at any time, including theft, collisions, cargo loss, bodily injuries, etc. You need sufficient commercial truck insurance in New Jersey to safeguard your trucking business from such accidents. This coverages maintain your company’s activities unaffected while providing excellent financial protection.
The following coverages are required if you use a commercial truck to move merchandise in Pennsylvania.
Bobtail and Non-Trucking Liability Insurance in Pennsylvania
Bobtail Insurance
Bobtail insurance is a specialized form of coverage tailored for owner-operators who drive their commercial trucks without a trailer, often referred to as “bobtailing.” This insurance provides protection during the times when you’re off-duty or not hauling a load for your motor carrier. It becomes particularly relevant when you’re driving the truck for personal use or for purposes unrelated to your contracted carrier. The essence of bobtail insurance lies in filling the gaps left by primary liability coverage. While your motor carrier’s insurance typically covers you when you’re on duty, bobtail insurance steps in to protect you during off-duty hours or when the truck is not in active service for your carrier. It serves as a safety net, ensuring that you have coverage even during those non-operational periods, offering peace of mind for owner-operators.
Non-Trucking Liability Insurance
Non-Trucking Liability insurance is another crucial element in the insurance portfolio for owner-operators. This coverage addresses situations when you’re using your commercial truck for non-business, personal purposes. It kicks in when you’re off the clock and not engaged in any work-related activities for your motor carrier.
In essence, non-trucking liability insurance provides protection during your personal use of the truck, covering bodily injury and property damage liabilities. It’s designed to bridge the gap between the coverage provided by your motor carrier and your personal insurance when you’re not actively working. Whether you’re running personal errands or simply enjoying time off, non-trucking liability ensures that you have the necessary protection in place.
Understanding the nuances of both bobtail insurance and non-trucking liability is essential for owner-operators, as it ensures comprehensive coverage for various aspects of their trucking journey. These specialized insurance options contribute to a well-rounded risk management strategy, providing financial protection and peace of mind, both on and off the road.
What types of trucks do we provide coverage in Pennsylvania?
When it comes to the sorts of trucks to insure for your company, we in New Jersey have the requisite experience. The many truck types for which we offer coverage are listed below:
-
BOX TRUCK
-
TOW TRUCK
-
OWNER OPERATORS
-
DUMP TRUCKS
-
SEMI-TRUCKS
-
CONTRACTORS VEHICLES
-
HOTSHOTS
-
PRIVATE CARRIERS
-
NON-BUSINESS